Congratulations on your decision to buy a home! Now is a great time to buy while mortgage interest rates are still historically low. A Kassel Real Estate agent is a great choice to help guide you through the home buying process. Our agents are experienced and have a solid understanding of the changing market conditions here in Central Ohio.
I’m sure you have a lot of questions and we are here to help. Here are a few things to help you on your way to home ownership:
Step 1: Assess Your Credit Score and Finances: The mortgage industry is constantly changing and there are many different types of loan products. You will need to find out your credit score to determine what type of loan will best suit you and your family, as well as determine the amount of down payment that you can comfortably afford. Kassel Real Estate can refer you to a mortgage professional or you can contact the bank or credit union that you do business with and speak to one of their mortgage professionals.
Step 2: Find a Buyer’s Agent: In most transactions, sellers are represented by a listing agent who markets their property, acts in their best interest, and helps see the transaction through to closing. As a buyer, it is just as important to have an agent who is looking out for your best interests. You will want someone who is experienced, someone who has knowledge of the market area where you are buying, someone who will be able to help you negotiate the terms of the contract, and someone to make this transaction as stress-free as possible. You should interview several agents before making a choice on who should represent you as a buyer. The agents of Kassel Real Estate are qualified and ready to assist you with the home-buying process.
Step 3: The Fun Part! Determine what you are looking for in a home! Where do you want to live? Do you want to live downtown or do you prefer to live in the country? What is on your wish list? Are you in need of more space for an expanding family? Or are you looking to downsize? Does school district matter to you? Would you love a finished basement? A gourmet kitchen? These are all things you will need to think of when determining what location and type of house you are looking for. The good news is, once you decide what is right for you, your Kassel Real Estate agent can create a custom home search for you and send you only the homes that are in your price range that will meet your criteria.
Kassel Real Estate belongs to the National Association of Realtors and the Columbus Board of Realtors. Why is this important? Your Kassel Real Estate agent will have access to all homes that are listed in Central Ohio through the Multiple Listing Service. Also, Realtors subscribe to the Realtor Code of Ethics and are able to further their education by receiving professional designations. It is so important to know that you are working with someone you can trust and with someone who is keeping up with this constantly changing real estate market.
We would love to work with you as search for a new home. Contact us today for more information!